Stop doing trip math on a calculator
Hotels, transport, dinners — expenses pile up fast on a trip. With SplitPay you just log who paid, and it works out who owes whom. No sign-up, just share a URL.
Add a payment, settle instantly
The hard part of settling up after a trip is remembering who paid for what. One person books the hotel, another rents the car, a third covers dinner — and by the end it's a mess to total up. SplitPay lets you log each expense as it happens, then nets everyone's balances and suggests the fewest transfers to square up. No account, no app install — just share the event URL and everyone sees the same live screen.
Common headaches when splitting a trip
On a trip you rack up hotels, transport, meals, activities and souvenirs. Different people pay at different times, so totaling it all up by hand — who paid, how much each owes, and who pays whom — is genuinely hard. Managing it in a notes app or a chat thread invites mistakes, and a miscalculation can sour the mood after an otherwise great trip. The easiest path is to let an app handle the recording and the math, leaving you to just jot down that a payment happened.
How settling a trip works in SplitPay
Create an event for the trip and add everyone by name. Then, each time someone pays, log who paid, how much, for what, and who it was for. SplitPay tallies every balance and produces a settlement plan with the fewest possible transfers. Share the URL and everyone sees the same live screen — so there are no more "wait, who paid for that?" messages flying around the group chat.
Built for foreign currencies
Trips abroad mean switching between JPY, USD, EUR and more. SplitPay lets you pick the currency per event, so you can record amounts in the local currency and settle up directly — no mental exchange-rate math at the table. It works just as well for a domestic trip as for a group holiday overseas.
Tips for a smooth settlement
Log expenses on the spot, while the receipt is still in hand, so you never have to wonder "how much was that again?" later. Decide on one person to record everything, or make it a rule that whoever pays logs it — either keeps things tidy. Agreeing up front on rounding (say, up to the nearest 10) keeps the final settlement friction-free. It also helps to review the screen together while memories are fresh, like on the ride home.
Start splitting a trip in 3 minutes
- 1
Create a trip event
Pick a name and currency, then tap. No sign-up needed — it works the moment you open it.
- 2
Add members
Just type each person's name. You don't need them to create an account.
- 3
Log expenses
Record hotels, transport and meals as you pay. Choose who shared each one to capture partial splits.
- 4
Check and share
Share the minimal-transfer plan by URL — who owes whom is clear at a glance.
FAQ — splitting a trip
- Do I need to sign up or install an app?
- No. It runs in your browser, and sharing a URL lets everyone join instantly — no account, no download.
- Does it work with foreign currencies?
- Yes. Choose a currency when you create the event and record amounts in the local currency, with no exchange-rate math in your head.
- Does it handle large groups?
- Yes. Add as many members as you like; SplitPay condenses everything into the fewest transfers.
- Can I edit expenses later?
- Yes. Expenses can be edited or deleted, and the settlement recalculates automatically.
Don't stop at the math — log it and share it.
Start settling with SplitPay